Tsailand Posted November 20, 2018 Share Posted November 20, 2018 7 minutes ago, spjunkies said: This is a pretty interesting article that breaks down the insurance process that most teams follow. https://www.denverpost.com/2013/07/16/nfl-teams-players-both-often-get-insurance-for-potential-injuries/ I would guess the Redskins did this for a high salary player like Smith. Oh wow, that is very interesting. If that is accurate, and the Redskins did purchase insurance, then the Smith injury does indeed bail us out from his contract. Make no mistake -- that is what it would/will be. Because $71M guaranteed to a healthy Alex Smith is a terrible contract. Link to comment Share on other sites More sharing options...
Conn Posted November 20, 2018 Share Posted November 20, 2018 This SHOULD be yet another strike against Bruce Allen signing Smith to this contract (and the trade)--as he was already disappointing--but somehow I think it will end up just another excuse for why he deserves more time. Like all the other, more predictable injuries they didn't prepare for, it will be used as a shield rather than being the last straw. Can't shake that feeling. Link to comment Share on other sites More sharing options...
Renegade7 Posted November 20, 2018 Share Posted November 20, 2018 5 hours ago, Tsailand said: That's just how the NFL works. Do you hear the 49ers fans mourning their wasted salary cap because of the Jimmy G injury? No, they are mourning the loss of Jimmy G. Honestly, Redskins fans are looking to the injury to save us from the consequences for signing Alex Smith to a contract with $71M guaranteed. No dice. Ya, because Jimmy is in his mid-20s, not his mid-30s. I started the thread to get out of this contract BEFORE the injury, if he stays here the full three years and barely plays a fraction of it, I have the right to be frustrated. Again, I'm not trying to stop him from getting the money, I'm trying to limit this impact on the cap knowing he's either be cut or retire instead of play another game for us. This is a monumental **** up on our end, I would not support Bruce trying to get out of paying him the money he is owed, that's not what this is about. Link to comment Share on other sites More sharing options...
Morneblade Posted November 20, 2018 Share Posted November 20, 2018 1 minute ago, Tsailand said: Oh wow, that is very interesting. If that is accurate, and the Redskins did purchase insurance, then the Smith injury does indeed bail us out from his contract. Make no mistake -- that is what it would/will be. Because $71M guaranteed to a healthy Alex Smith is a terrible contract. Thing is, that looks like something they do more often for a player that has a injury history. Last time Alex was really hurt was 10 years ago. In fact one of the things that was talked about when he was brought in was who healthy he had been. It's likely they don't have it. Link to comment Share on other sites More sharing options...
Renegade7 Posted November 20, 2018 Share Posted November 20, 2018 1 minute ago, ConnSKINS26 said: This SHOULD be yet another strike against Bruce Allen signing Smith to this contract (and the trade)--as he was already disappointing--but somehow I think it will end up just another excuse for why he deserves more time. Like all the other, more predictable injuries they didn't prepare for, it will be used as a shield rather than being the last straw. Can't shake that feeling. No way, this is now third franchise QB he's screwed up on, the mumers are he was already not promised to be safe even if we make the playoffs. This has to be the final straw, this was his idea, this is his fault we are this f'd like this. Link to comment Share on other sites More sharing options...
Morneblade Posted November 20, 2018 Share Posted November 20, 2018 2 minutes ago, Renegade7 said: No way, this is now third franchise QB he's screwed up on, the mumers are he was already not promised to be safe even if we make the playoffs. This has to be the final straw, this was his idea, this is his fault we are this f'd like this. I tend to agree, this might be the worst thing for Bruce as far as botching QB deals go. Link to comment Share on other sites More sharing options...
spjunkies Posted November 20, 2018 Share Posted November 20, 2018 1 minute ago, Morneblade said: Thing is, that looks like something they do more often for a player that has a injury history. Last time Alex was really hurt was 10 years ago. In fact one of the things that was talked about when he was brought in was who healthy he had been. It's likely they don't have it. I think it would be dumb for them not to do it. They signed an older player to a massive contract, sure he doesn't have injury history but you know that players on your offensive line are injury prone which increases the risk to your new star quarterback. Link to comment Share on other sites More sharing options...
Morneblade Posted November 20, 2018 Share Posted November 20, 2018 Just now, spjunkies said: I think it would be dumb for them not to do it. They signed an older player to a massive contract, sure he doesn't have injury history but you know that players on your offensive line are injury prone which increases the risk to your new star quarterback. Well, this is Bruce Allen we're talking about...... Link to comment Share on other sites More sharing options...
Tsailand Posted November 20, 2018 Share Posted November 20, 2018 4 minutes ago, Renegade7 said: I started the thread to get out of this contract BEFORE the injury, if he stays here the full three years and barely plays a fraction of it, I have the right to be frustrated. If he played the full three years you would be even more frustrated. 48 games of Alex Smith, just kill me now. 4 minutes ago, Renegade7 said: Again, I'm trying to stop him from getting the money, I'm trying to limit this impact on the cap knowing he's either be cut or retire instead of play another game for us. This is a monumental **** up on our end, I would not support Bruce trying to get out of paying him the money he is owed, that's not what this is about I understand that you don't want to stiff Alex, who is a good guy. It's about getting out of the cap consequences of what was a bad contract the day it was signed. Ten minutes ago, I would have said that was impossible. Now, if the insurance thing pans out, then we will be in the uncomfortable situation where a brutal injury to our QB helps the team by refunding us tens of millions in cap space. Link to comment Share on other sites More sharing options...
Conn Posted November 20, 2018 Share Posted November 20, 2018 11 minutes ago, Renegade7 said: No way, this is now third franchise QB he's screwed up on, the mumers are he was already not promised to be safe even if we make the playoffs. This has to be the final straw, this was his idea, this is his fault we are this f'd like this. I so hope you are right about that Link to comment Share on other sites More sharing options...
Renegade7 Posted November 20, 2018 Share Posted November 20, 2018 2 minutes ago, ConnSKINS26 said: I so hope you are right about that Me, too, my head might split open if I find out he still has personnel override rights over Doug after this. Link to comment Share on other sites More sharing options...
Tsailand Posted November 20, 2018 Share Posted November 20, 2018 33 minutes ago, spjunkies said: I think it would be dumb for them not to do it. They signed an older player to a massive contract, sure he doesn't have injury history but you know that players on your offensive line are injury prone which increases the risk to your new star quarterback. If this actually happened, you're the smartest person in this thread. And if it didn't happen, you're also smarter than Bruce Allen. Which is not saying much. Link to comment Share on other sites More sharing options...
BatteredFanSyndrome Posted November 20, 2018 Share Posted November 20, 2018 Even with the insurance, isn’t it up to Alex to determine whether he retires or not? He has a say in that. Dont get me wrong, there is nothing that I would like more than to get out of Alex’s contract. I just can’t see everything coming together the way it has to. Alex has to willfully retire and we need to have purchased said insurance. We’re Skins fans guys, not that lucky. Link to comment Share on other sites More sharing options...
spjunkies Posted November 20, 2018 Share Posted November 20, 2018 5 minutes ago, BatteredFanSyndrome said: Even with the insurance, isn’t it up to Alex to determine whether he retires or not? He has a say in that. Dont get me wrong, there is nothing that I would like more than to get out of Alex’s contract. I just can’t see everything coming together the way it has to. Alex has to willfully retire and we need to have purchased said insurance. We’re Skins fans guys, not that lucky. My guess is that an independent specialist can rule the player as physically incapable of returning. It might result in some court stuff, but we all know that the Redskins aren't worried about doing something like that. Link to comment Share on other sites More sharing options...
Renegade7 Posted November 20, 2018 Share Posted November 20, 2018 @ConnSKINS26 the source for Bruce not being promised to be back even if we make the playoffs came from a mod, I have not seen a news report for it yet (or at least that bluntly) Link to comment Share on other sites More sharing options...
Cooleyfan1993 Posted November 20, 2018 Share Posted November 20, 2018 heard from my cousin, a chiefs fan, tonight. an actual quote from him: "we gave you alex smith and you break his leg!! WHY???" 😭😭 Link to comment Share on other sites More sharing options...
Stefanskins Posted November 20, 2018 Share Posted November 20, 2018 3 hours ago, Morneblade said: Thing is, that looks like something they do more often for a player that has a injury history. Last time Alex was really hurt was 10 years ago. In fact one of the things that was talked about when he was brought in was who healthy he had been. It's likely they don't have it. No, on $71mil...they'd be outta their minds not to...it'd be expensive...but you have to insure $71Mil...hell, i'd be surprised if Alex didn't buy injury insurance for himself... Link to comment Share on other sites More sharing options...
Malapropismic Depository Posted November 20, 2018 Share Posted November 20, 2018 14 minutes ago, Cooleyfan1993 said: heard from my cousin, a chiefs fan, tonight. an actual quote from him: "we gave you alex smith and you break his leg!! WHY???" 😭😭 Who was it that sandwiched him, actually ? Was it Watt and Clowney on each side ? This probably doesn't happen if Trent is in the game, and Moses isn't wobbling on a couple bad ankles. Link to comment Share on other sites More sharing options...
Stefanskins Posted November 20, 2018 Share Posted November 20, 2018 1 hour ago, Malapropismic Depository said: Who was it that sandwiched him, actually ? Was it Watt and Clowney on each side ? This probably doesn't happen if Trent is in the game, and Moses isn't wobbling on a couple bad ankles. true, but he shoulda saw at least the potential of that blitz coming and been prepared to fire it or throw it away...or just drop where you are...he should have known that that play had the real potential of being blown up off the giddy up...we were in fg range... /like this play Link to comment Share on other sites More sharing options...
Mr. Sinister Posted November 20, 2018 Share Posted November 20, 2018 13 hours ago, ConnSKINS26 said: This SHOULD be yet another strike against Bruce Allen signing Smith to this contract (and the trade)--as he was already disappointing--but somehow I think it will end up just another excuse for why he deserves more time. Like all the other, more predictable injuries they didn't prepare for, it will be used as a shield rather than being the last straw. Can't shake that feeling. Exactly what I was thinking last night Aside from Alex being a good dude, that's the part that kills me the most. Link to comment Share on other sites More sharing options...
TD_washingtonredskins Posted November 20, 2018 Share Posted November 20, 2018 12 hours ago, spjunkies said: My guess is that an independent specialist can rule the player as physically incapable of returning. It might result in some court stuff, but we all know that the Redskins aren't worried about doing something like that. I'm guessing it's a player's ability to pass a physical to play. Link to comment Share on other sites More sharing options...
KDawg Posted November 20, 2018 Share Posted November 20, 2018 I mean its the internet so everyone can speculate til their heart is content. But... The assumption has to be at the moment that this team is preparing for a roster next season with Alex Smith's contract on the books with no Alex Smith. Assuming Colt doesn't come out and **** the bed, he will be a necessity moving forward. The cost of Smith is prohibitive to signing a guy who will demand a larger contract, so that leaves us in the young unproven or younger journeyman market for someone to compete with Colt. Guys like CJ Beatherd, Mullens, etc. or a draft choice. Personally, I'm not wowed by any of this year's crop of draft QBs, although some seem high on Herbert and Locke. But I think the plan needs to be formulated, regardless of what it is, to compensate for Smith's injury and cap number. If something else happens and we can get out of it, the team should have back up plans in place. But its dangerous to assume we're going to get out of it until we somehow actually do. I don't think Smith is going to retire that easily, either. The guy likes playing football. But who knows. Nothing is out of the realm of possibility at the moment. Link to comment Share on other sites More sharing options...
Redskins Reparations Posted November 20, 2018 Share Posted November 20, 2018 Guy broke his leg and in less than 24 hours ES is already trying to figure out how to get out of his contract. Link to comment Share on other sites More sharing options...
Vilandil Tasardur Posted November 20, 2018 Share Posted November 20, 2018 I don't understand why a player in Smith's situation would retire. If you hang it up right now, you're left on your own (with League insurance for I think 3 years) to rehab yourself and get yourself right for the rest of your life. If you stay with the team, you have team doctors and team facilities helping you every step of the way for as long as the team keeps you on the roster. Why would you retire and deny yourself the best doctors and training facilities you can? Not to mention, if you manage to get placed on the PUP list or just generally make it through camp, etc, you get paid actual money to be doing your rehab, etc. There's like no incentive to just hang it up. Link to comment Share on other sites More sharing options...
TradeTheBeal! Posted November 20, 2018 Share Posted November 20, 2018 Pretty disappointed that nobody has created a “Let’s All Get Behind Colt McCoy!” thread. Link to comment Share on other sites More sharing options...
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