Springfield Posted July 27, 2019 Share Posted July 27, 2019 https://slate.com/technology/2019/07/equifax-settlement-money-how-to-claim.html Quote Go claim your $125 from Equifax. Right now. Even if $125 isn’t a sum of money that matters to you, even if you don’t feel you were really directly affected by the breach. Even if the prospect of filling out a relatively brief online form fills you with more dread than the theft of all your personal data. Consider it a part of your civic duty: driving up the costs of data breaches for corporations so they have an incentive to invest more heavily in security. The payouts to individuals are part of the $575 to $700 million settlement that Equifax reached with the Federal Trade Commission, the Consumer Financial Protection Bureau, and 48 states. (Indiana and Massachusetts are still pursuing their own lawsuits against Equifax.) Do it! It’s easy. They ****ed you, so **** them right back. 1 Link to comment Share on other sites More sharing options...
CousinsCowgirl84 Posted July 27, 2019 Share Posted July 27, 2019 The “drive up the costs of data breaches so companies will invest in security” is an interesting thought.... Link to comment Share on other sites More sharing options...
Cooked Crack Posted July 27, 2019 Share Posted July 27, 2019 I opted for the money. I already check my stuff and probably will end up having free monitoring when someone else gets hacked. Link to comment Share on other sites More sharing options...
Bozo the kKklown Posted July 27, 2019 Share Posted July 27, 2019 (edited) My data and privacy is worth $125. Yaaay! Edited July 27, 2019 by BenningRoadSkin 2 2 Link to comment Share on other sites More sharing options...
TheGoodBits Posted July 27, 2019 Share Posted July 27, 2019 Settlement website is gonna get hacked so bad... 2 Link to comment Share on other sites More sharing options...
PokerPacker Posted July 27, 2019 Share Posted July 27, 2019 36 minutes ago, skinsfan_1215 said: Settlement website is gonna get hacked so bad... That, or they'll just sell your data to the highest bidder. 2 Link to comment Share on other sites More sharing options...
Grumpy Vet Posted July 27, 2019 Share Posted July 27, 2019 A bunch of years ago I saw a post here on Extremeskins that claimed if you signed up at a certain website you'd get a free subscription to Maxim magazine. I was skeptical. I signed up with all the real information except I changed my first name to my dead cat's name. Here almost a decade later, I still get junk mail to the house with his name on it. That link was the only time I've ever used that name. Never once got a Maxim magazine. Fool me once........... 1 Link to comment Share on other sites More sharing options...
Forehead Posted July 27, 2019 Share Posted July 27, 2019 I signed up a few days ago but took the credit monitoring. I thought the fine print said you only got $125 if you had already spent time/money on credit monitoring yourself. Regardless, four years of it for $125 over all three bureaus is a pretty good deal. Link to comment Share on other sites More sharing options...
TheGoodBits Posted July 27, 2019 Share Posted July 27, 2019 3 minutes ago, Forehead said: I signed up a few days ago but took the credit monitoring. I thought the fine print said you only got $125 if you had already spent time/money on credit monitoring yourself. Regardless, four years of it for $125 over all three bureaus is a pretty good deal. I believe it says if you already have credit monitoring and will for at least six months from today. I get FICO score updates through my credit card company so I gladly accepted my $125. Link to comment Share on other sites More sharing options...
Springfield Posted July 27, 2019 Author Share Posted July 27, 2019 Yeah, my Discover card and Chase Sapphire both give me credit monitoring for free already. I did myself yesterday, I assume that I can also do my wife (ha!) today as well for a total of $250. Link to comment Share on other sites More sharing options...
HOF44 Posted July 27, 2019 Share Posted July 27, 2019 I heard the fine print is it’s 125 up to a certain dollar figure then it gets divided down among participants from there. Link to comment Share on other sites More sharing options...
Llevron Posted July 27, 2019 Share Posted July 27, 2019 Whoever you work for may offer monitoring as well. Mine does and I trust them wayyyyy more. Link to comment Share on other sites More sharing options...
PleaseBlitz Posted July 27, 2019 Share Posted July 27, 2019 I took the money. I have credit monitoring through CreditKarma. Link to comment Share on other sites More sharing options...
FanboyOf91 Posted July 27, 2019 Share Posted July 27, 2019 Link to comment Share on other sites More sharing options...
twa Posted July 27, 2019 Share Posted July 27, 2019 6 hours ago, HOF44 said: I heard the fine print is it’s 125 up to a certain dollar figure then it gets divided down among participants from there. ya'll be cutting into my profit, lock this thing down. Link to comment Share on other sites More sharing options...
Popeman38 Posted July 27, 2019 Share Posted July 27, 2019 I took the 4 years of 3 bureau monitoring and 6 more years of Equifax monitoring. I’ve had free credit monitoring for years from the Home Depot, Target, and OPM hacks. Link to comment Share on other sites More sharing options...
Destino Posted July 28, 2019 Share Posted July 28, 2019 I could use a new fishing pole... 1 Link to comment Share on other sites More sharing options...
Corcaigh Posted July 28, 2019 Share Posted July 28, 2019 23 hours ago, HOF44 said: I heard the fine print is it’s 125 up to a certain dollar figure then it gets divided down among participants from there. I read that only $31M of the total settlement goes toward making the $125 cash payments. 147 M were impacted. If half of those impacted make a claim you are getting 42 cents. Link to comment Share on other sites More sharing options...
Bozo the kKklown Posted July 28, 2019 Share Posted July 28, 2019 23 hours ago, Llevron said: Whoever you work for may offer monitoring as well. Mine does and I trust them wayyyyy more. They probably use the same service. Link to comment Share on other sites More sharing options...
techboy Posted July 28, 2019 Share Posted July 28, 2019 On 7/27/2019 at 9:06 AM, Grumpy Vet said: Fool me once........... I'm not sure if you're kidding, or just looking for a reason to tell a funny story, but if you're actually worried about whether or not this is legit, you can access it directly from the Federal Trade Commission website: https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement Although I guess having a conman heading the current administration might make that link suspect too, now that I reflect... 1 Link to comment Share on other sites More sharing options...
Corcaigh Posted July 28, 2019 Share Posted July 28, 2019 7 minutes ago, techboy said: I'm not sure if you're kidding, or just looking for a reason to tell a funny story, but if you're actually worried about whether or not this is legit, you can access it directly from the Federal Trade Commission website: https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement Although I guess having a conman heading the current administration might make that link suspect too, now that I reflect... And there's the very true point that all the criminals and the Chinese already have all your data. Why would they go to the trouble of setting up another website? 1 Link to comment Share on other sites More sharing options...
Springfield Posted July 28, 2019 Author Share Posted July 28, 2019 Also, Equifax also has your data already so it’s not like you’re giving them anything new. Link to comment Share on other sites More sharing options...
Dr. Do Itch Big Posted July 28, 2019 Share Posted July 28, 2019 Did y’all get your 125 already? Link to comment Share on other sites More sharing options...
Dan T. Posted July 30, 2019 Share Posted July 30, 2019 On 7/27/2019 at 6:36 PM, Popeman38 said: I’ve had free credit monitoring for years from the Home Depot, Target, and OPM hacks. Yeah, Jeebus. And now Capital One. At this point I might as well plaster my photo, social security number, and mother's maiden name on a series of billboards along Interstate 95. 2 Link to comment Share on other sites More sharing options...
Malapropismic Depository Posted July 30, 2019 Share Posted July 30, 2019 (edited) If I understand it correctly, in order to qualify for the $125, I must have credit monitoring currently that will continue for 6 months. I don't currently have that, but it sounds like it's easy to find it for free. Edited July 30, 2019 by Malapropismic Depository Link to comment Share on other sites More sharing options...
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