NDSkinsguy Posted January 10, 2009 Share Posted January 10, 2009 I'm somewhat in a dilemma career-wise, and there are basically two roads I could follow. Both entail potentially taking out massive amounts of student loans, unfortunately. I could pursue an academic career teaching in a university (which I would love), but I'd probably only start out making 30-someK and struggle paying back my loans, at least initially. The other option, which would involve working in a hospital, would be tolerable to somewhat enjoyable, and would more than likely involve no financial hardship. For those in a similar situation or have made an analagous decision in the past, advice? Link to comment Share on other sites More sharing options...
BigMike619 Posted January 10, 2009 Share Posted January 10, 2009 money bro..you are still young and have lots of debt from what it sounds like. always time to pursue a passion later in life. Link to comment Share on other sites More sharing options...
Rdskn4Lyf21 Posted January 10, 2009 Share Posted January 10, 2009 What you love. Personally, I'd rather be making less money and loving what I'm doing everyday instead of making more and doing something I don't enjoy. That's why I'll be a cop in a few months Link to comment Share on other sites More sharing options...
Tastes Like Chicken Posted January 10, 2009 Share Posted January 10, 2009 Get the degree while you are still relatively young (25 according to your profile). You can always decide to go in a different direction later, but you can't turn back the clock. Going back to school in your 30's is possible, but probably more difficult and complex, especially if you have a family by then. Don't worry about the student loans. That's considered 'good debt' and you'll have plenty of time to pay them off and the interest rate will be manageable. Link to comment Share on other sites More sharing options...
Mickalino Posted January 10, 2009 Share Posted January 10, 2009 Both Link to comment Share on other sites More sharing options...
RedlightG20 Posted January 10, 2009 Share Posted January 10, 2009 Is there a point of no return by going down one of these roads? Like if you go one way, would the door be closed to going to the other at a later date? Either way, go for the money. You may end up liking the job more than you think. If you go down the road where you think you'll like the job more but will be making less, you may be selling yourself short if both jobs are equally enjoyable. Might as well make your money, right? Link to comment Share on other sites More sharing options...
DaveMason Posted January 10, 2009 Share Posted January 10, 2009 Become a college professor and then default on your loans and declare bankruptcy. What are they gonna do, reposess your degree? I seriously doubt that... Seriously though, do what you love. If you love money, go for the money. If you love teaching, go with that. It's not as hard as you're making it out to be. Link to comment Share on other sites More sharing options...
Califan007 The Constipated Posted January 10, 2009 Share Posted January 10, 2009 What you love. Link to comment Share on other sites More sharing options...
Mickalino Posted January 10, 2009 Share Posted January 10, 2009 If what you love is money, then you're set. If not, then go for the money job, then BUY OUT the job you love Link to comment Share on other sites More sharing options...
BigMike619 Posted January 10, 2009 Share Posted January 10, 2009 Become a college professor and then default on your loans and declare bankruptcy. What are they gonna do, reposess your degree? I seriously doubt that...Seriously though, do what you love. If you love money, go for the money. If you love teaching, go with that. It's not as hard as you're making it out to be. you cant claim bankruptcy on a student loan...:2cents: Link to comment Share on other sites More sharing options...
ChocolateCitySkin Posted January 10, 2009 Share Posted January 10, 2009 I'm somewhat in a dilemma career-wise, and there are basically two roads I could follow. Both entail potentially taking out massive amounts of student loans, unfortunately. I could pursue an academic career teaching in a university (which I would love), but I'd probably only start out making 30-someK and struggle paying back my loans, at least initially. The other option, which would involve working in a hospital, would be tolerable to somewhat enjoyable, and would more than likely involve no financial hardship. For those in a similar situation or have made an analagous decision in the past, advice? I'd rather have some level of financial hardship then have to endure something I didn't enjoy. I see so many people lost miserable and don't understand why. Course, I take one look at them and realize that they overvalued money and chose a career that made them unhappy. Link to comment Share on other sites More sharing options...
DaveMason Posted January 10, 2009 Share Posted January 10, 2009 You can't? Son of a. I had no idea. So what if you just never pay them? I guess they garnish your pay? Lousy loan sharks... Alright, final answer. Go for the money. Link to comment Share on other sites More sharing options...
ChocolateCitySkin Posted January 10, 2009 Share Posted January 10, 2009 You can't? Son of a. I had no idea.So what if you just never pay them? I guess they garnish your pay? Lousy loan sharks... Alright, final answer. Go for the money. seriously they are loan sharks... they call me like twelve times a day before my loan even came due. "just a friendly, harassing reminder" Link to comment Share on other sites More sharing options...
WVUforREDSKINS Posted January 10, 2009 Share Posted January 10, 2009 Do what you will be happy doing. I turned down a big paying job because I would hate life mon-fri. I refuse to be one of those people who gets up and goes to a job they hate everyday. Now maybe you can stand the big money job. In that case, its something to consider. I often think about what it would be like if I had kept it (especially since now im currently on the job hunt) but I know I made the right decision. Link to comment Share on other sites More sharing options...
mardi gras skin Posted January 10, 2009 Share Posted January 10, 2009 I could pursue an academic career teaching in a university (which I would love), but I'd probably only start out making 30-someK and struggle paying back my loans, at least initially. The other option, which would involve working in a hospital, would be tolerable to somewhat enjoyable, and would more than likely involve no financial hardship. My wife and I chose to pay off our debts as fast as we could. We paid off all our student loans, credit cards, car notes, etc. about 6 years after graduation. In addition, we chose to live a fairly simple life. We have very few monetary commitments. And we keep a chunk in savings for emergencies or to buy our next car (used) without taking out a loan. No debt and low monthly bills means that we rarely have to worry about money when making career decisions. Its a good way to live. Link to comment Share on other sites More sharing options...
GibbsFactor Posted January 10, 2009 Share Posted January 10, 2009 Money, you can always buy love. But you can't love money. Wait... Link to comment Share on other sites More sharing options...
Bang Posted January 10, 2009 Share Posted January 10, 2009 Can you afford the debt, and can you live with the tight belt until you're out from under the debt? If you can, go for wht you love. Ifv you do it right, you can make money, but the main trick is to not get so far under so that when you do turn the corner, it's not too late. ~Bang Link to comment Share on other sites More sharing options...
twa Posted January 10, 2009 Share Posted January 10, 2009 You better enjoy what you choose That said,money makes life much easier of course. Link to comment Share on other sites More sharing options...
maxiumone Posted January 10, 2009 Share Posted January 10, 2009 you cant claim bankruptcy on a student loan...:2cents: Not entirely true http://bankruptcy.lawyers.com/Student-Loans-In-Bankruptcy.html But almost impossible Student loans are not dischargeable in bankruptcy unless you can show that your loan payment imposes an "undue hardship" on you, your family, and your dependents. Non-dischargeable debts are those debts that you cannot totally eliminate when you file for bankruptcy and will have to be paid by you.It is almost impossible to show an undue hardship unless you are physically unable to work and the chances of your obtaining any type of gainful employment in the future are non-existent. But to answer your question I was in kinda of the same boat did not want to pay for school so I went and became an electrician. Now I am part owner and project manager of a company and love that job. So just because you dont think you will like the one that pays the money you might be surprised. Also if you dont like the money you could still get the loans for school later and go back to school Link to comment Share on other sites More sharing options...
renaissance Posted January 10, 2009 Share Posted January 10, 2009 What you love. At 25, likely before you're married and w/ a family, your job is probably a big part of your life. Link to comment Share on other sites More sharing options...
BigMike619 Posted January 10, 2009 Share Posted January 10, 2009 do the opposite of whatever renaissance says. oops..HEY Ren!! Link to comment Share on other sites More sharing options...
Slateman Posted January 10, 2009 Share Posted January 10, 2009 I'm somewhat in a dilemma career-wise, and there are basically two roads I could follow. Both entail potentially taking out massive amounts of student loans, unfortunately. I could pursue an academic career teaching in a university (which I would love), but I'd probably only start out making 30-someK and struggle paying back my loans, at least initially. The other option, which would involve working in a hospital, would be tolerable to somewhat enjoyable, and would more than likely involve no financial hardship. For those in a similar situation or have made an analagous decision in the past, advice? I'd go for the hospital. You'll gain experience. You can always go back and teach. Link to comment Share on other sites More sharing options...
renaissance Posted January 10, 2009 Share Posted January 10, 2009 do the opposite of whatever renaissance says.oops..HEY Ren!! Don't listen to BigMike. He's AT WORK ON A SATURDAY!!! Link to comment Share on other sites More sharing options...
BigMike619 Posted January 10, 2009 Share Posted January 10, 2009 Don't listen to BigMike. He's AT WORK ON A SATURDAY!!! because i didnt chase the money!! so put that in your pipe and smoke it...you pipe smoker!! :mad: Link to comment Share on other sites More sharing options...
renaissance Posted January 10, 2009 Share Posted January 10, 2009 because i didnt chase the money!! so put that in your pipe and smoke it...you pipe smoker!! :mad: but didn't you tell the OP to chase the money? Link to comment Share on other sites More sharing options...
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