I read this, and I have to be missing something. Day care is crazy expensive, nobody is denying that.
But you say your wife is on unemployment and your parents live with you. With that combination of three people, wouldn’t one be at home and you could pull the little ones from daycare?
Not trying to preach, just trying to better understand. I’ve been there with daycare, unemployment, and in-laws moving in. Fortunately the duration of each was limited, but yeah, pretty stressful.