What do you pay weekly/biweekly/monthly for health insurance through your company?

[thito_da_skins_fan]

Just curious.

[SkinsNut73]

$23 per week for Aetna.

That's for a family of 5 and includes health care, dental and vision.

I have a $15 co-pay for all visits and that's all that comes out of my pocket. ($240 co-pay for overnight stay in a hospital).

Good question. I'm interested in the replies of others.

[Southtown]

$65 a month for Coventry. Just for myself. Haven't been to a doctor in a while but I think co-pays are $10 or $15.

[ChocolateCitySkin]

Blue cross blue shields premo package-- 140 a month. Through ehealthinsurance.

[Art]

I pay $175 a month for family health, dental and vision.

[codeorama]

I pay 124 a month for family and dental.

[DB44]

Ours is up to $90 a month for IBX (Independence Blue Cross)

[Skins24]

Great thread thito.

I have to get my own in a couple months, and I also need to know which ones are the best and how much it's going to cost.

[Nighthawk]

$238.00 a month for family coverage.

[Blondie]

My school district pays for the employee.

Blondie

[Grizz]

Anyone recommend a specific company/plan for self insured? I am looking for a good family plan.

[RonJeremy]

I pay $183/month for my son and myself. Medical, dental, & vision benefits. $15 co-pay for the doctors office and $20 for prescriptions.

[cowboykilla]

Great thread buddy.

I am in the process of getting insurance for myself. Why is leaving college the worst experience ever? Never. . . ever. . . want to leave.

I hit up ehealthinsurance.com and they gave me a 96/month quote. I think I'm going with gap insurance though to inexpensively (buck and change) cover me for 90 days while I try to find a job.

BOOOOOOO

[ChocolateCitySkin]

www.ehealthinsurance.com

[Dead Money]

I pay $20 a week for single coverage in an open access plan with:

**$10 copay in network no referrals for specialists.

**I pay 20% of bills up to $2000 out of my pocket when I go out of the main network.

**Prescriptions:

-----$10 Generic RX Drug Copay

-----$20 Brand Name RX Drug Copay

**$25k in Group Term Life Insurance

**Decent Dental from Blue Cross Blue Shield Dental with $10 copay

**Half decent Vision Coverage through VSP.

**all sorts of other "Perks"

If you own or manage this end of your company's business, look into contracting a PEO, or Professional Employer Organization. Its a way for small companies to gain the ability of offering a bigger company benefits plan to their employees at or lower than the costs of their current smaller benefits plans.. Napeo.org has a list of PEOs nationwide.

[stevenaa]

I pay nothing for myself or my family, and have no co-pays. Hard to beat that!!

And it's a PPO, so I go to whoever I want and never need referrals.

[TXREDSKINS44]

pay $120/month for my wife, son and myself. Medical, dental, & vision benefits.

[Guest Gichin13]

Here is some information that should be interesting for folks. I run a small business (myself and three other folks, my wife works with me). At times, we have had a number of other employees that were part time, right now everyone is full time. One employee is retired military and has her own coverage.

Our insurance bill is $1007 per month to fully cover me, my wife, and one other employee. This is actually down a hair from last year's price of $1039 ... first decrease in rates in five years, after rate increases of 12-23% annually.

This is Blue Cross/Blue Shield coverage. No HMO deal. Prescription coverage, dental as well (caps at like $1500 or $2000 for dental), no vision coverage at all. Deductible is $10 per visit, cannot remember overall limit on deductible but it is pretty low.

I do not get anyone else to kick in for coverage, our firm pays 100% still (although it has gotten a bit painful).

[stevenaa]

Seems like their is now a better way to get insurance than just regular health. I forget what it is called, but basically you buy Critical Care coverage, and pay a small amount into an insurance account of some sort. It works out to be much cheaper and you earn interest on the account. I'm sure someone more knowledgeable than I can straighten out my butcher job.

[In Flames]

i pay around 120 a month for 2 ppl, me and my son, when i get married in sept, that will go up to about 160+ for everything. we actually have a pretty nice plan where i work, which is unusual these days.

[tvan]

I pay a whopping $900 a month for Blue shield.

That doesn't include dental.

[jenmdixon]

thito, you also need to ask the type of coverage (% that the employee pays) and how old the posters are (if they don't have their age posted) because it makes a difference.

When I was full time and was eligible for coverage, my company paid 85% of medical/vision coverage and I paid 15% - which came out to approximately $45-50 per month. Dental coverage was 100% employee paid, and that cost somewhere around $30 per month.

Now that I am part time, I am covered under my husband's employer - for the two of us, we pay something around $100 per month for medical, vision, and dental, with standard deductibles (10/20/50, etc.).

[jbooma]

The key to lower Healthcare costs is the demagrahpics of your company. If you work in a startup type place with a lot of young employees your insurance is going to be cheap.

Where I work the average employee is a woman, over 40, etc... (majority are clinical and nurses) and the cost is sky high, even after a credit given to you from the company.

Healthcare is going through some large changes right now, you might see companies soon offering a flex plan, which means pay as you go, you get so much up front, but if you continue to have issues you will be paying more.

The future plans are going to start opening up some eyes on it is time to start taking care of myself.

This is where healthcare is going, bad or good.

[Brown 43]

Boy, I'm getting screwed! I pay 314.00 a month for family coverage through Eastman Kodak.:puke:

[Fred Jones]

I pay $240 a month for health and dental for the family.