The ACA is applied to all insurance, as I've understood it...it makes sure my insurance works as it is supposed to, not how it has in the past, denying coverage for pre-existing conditions that have nothing to do with what a patient needs...we all know the horror stories.
Chip, once again, I only gave facts. Your posts are more of a warning of the future, with a "shove it" on the end. I know...it's harder to shovel facts than empty thoughts and predictions...and that's how we know you won't try.
I'm not emotional. Simply giving the facts.
Again.
add: to the point that you pay your employees' deductibles, I'm assuming premiums as well?
If, (heavy emphasis on "if") this is the case, they might be at the doc for every little thing...and this is probably what's driving your costs upward. Maybe a meeting with your accountant would be in order.
But I'm sure you've done that...and since you've had no quibbles with paying for your employees' health care in the past, were you happy that they were hampered by pre-existing conditions or lifetime limits? Did they complain to you or your HR department?
Are they happy now?
If they are, why aren't you? Happy employees are golden. They tend to spread their happiness around.
Just sayin'.