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RansomthePasserby

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Everything posted by RansomthePasserby

  1. Seems like twisting can be dangerous to joints and ligaments, but I’m just a fan, what do I know? At some point you have to acknowledge you can only make it a safe game to a point.
  2. I’m guessing they wanted to catch the Pats with the wrong personnel on the field, but yeah, sometimes you have to slow it down for a young QB.
  3. It’s frustrating because we play hard and good 95% of the time, but the 5% we don’t play well, we REALLY don’t play well
  4. Our receivers need to work on their grip strength geez
  5. Love how Howell recognizes the offsides a goes for the deep shot. He’s done that multiple times this season.
  6. You can tell Howell is improving his internal clock as the season progresses
  7. Yup there was wide open space good for at least 10 yards
  8. A little blow to Howell’s head at the end there
  9. And/or $15k less potentially contributing to the principal of a loan.
  10. So Ferguson calculated it costs $15,000 to pay a buyer’s agent. If he decides to go DIY he could negotiate with the seller to pass a portion of that $15,000 to the seller, and he could still pay less for the house than he would have if he had an agent.
  11. The problem with the current system is that due to comps the cost of the realtor is built in to the value of the house (which makes zero sense when you think about it). So you wouldn’t necessarily save any money by doing the work yourself unless you were able to negotiate with the seller and convince them that they would be getting a better deal if they sold to you vs. selling to someone else who has a realtor. EDIT - Which is where the collusion issue enters because in the case of the DIY buyer, the seller’s realtor has an incentive not to negotiate with a DIY buyer and instead shut the DIYer out and sell to another realtor at a higher price even if it’s not in the best interest of the seller since the seller’s realtor also gets commission from the cost of the house. Disconnecting the cost of the realtor from the value of the house would make DIY buying/selling more feasible.
  12. Right now the cost is 3% of the price of a house. So if a house is $400K the realtor alone costs around $12K plus 8% interest over 30 years if the buyer is paying with a mortgage. There’s no way to know the future, but I’d guess the chances of the cost of a realtor lowering are much higher than the chance of the cost increasing.
  13. I like the first one that uses the stars and stripes from the DC flag. If they took something like that and improved on it slightly I’d be happy. It’s simple and reps the city.
  14. You’re right, if the buyer’s agent isn’t getting that three percent from the seller, they gotta get it somewhere, but the real estate industry isn’t in a vacuum and they’ll look for it in some other industry. So if a buyer’s agent will now charge money for showings, admin work, etc., there will be competition between agents to provide the highest quality services at the lowest/most competitive price. Which means that those agents who aren’t motivated to scale up and increase their quality will effectively get pushed out of the industry by agents who are. Unmotivated agents who are just looking for a quick buck and aren’t getting their expected return with the minimal time and effort they put in will leave the real estate industry and look for that money elsewhere.
  15. Living in Qatar in luxury and safety while your people die is not leadership.
  16. Hamas’ strategy of hoping Israel kills enough Palestinian civilians also means they are incentivized to inflate the number of Palestinian civilians killed. Which in turn causes the rest of the world to question any report of civilian casualties that originate from Hamas as being potential propaganda. The civilians are literally stuck in the middle with no credible advocate.
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