Spaceman Spiff Posted March 9, 2009 Share Posted March 9, 2009 Trying to get my camera equipment insured and trying to find a policy that will cover dropping, breaking, damages, etc. I shoot a lot of live music shows and while I'm really careful with my equipment, I'm worried about the others around me. My renters insurance policy doesn't cover this...does anyone know what kind of policy I should be looking for (if one exists?)? Thanks. Link to comment Share on other sites More sharing options...
sideshow24 Posted March 9, 2009 Share Posted March 9, 2009 This will probably be expensive but does coverage accidental damage: https://www.buymyinsurancenow.com/OEF/composerform.aspx?SESSIONID=5a5e1cb8-9317-4b2a-bc65-17a2397750af Link to comment Share on other sites More sharing options...
Kilmer17 Posted March 9, 2009 Share Posted March 9, 2009 You need a commercial policy to cover that. PM me if you need a referral to an agent in the metro area. Link to comment Share on other sites More sharing options...
renaissance Posted March 9, 2009 Share Posted March 9, 2009 Says my friend the photographer: If you have renters insurance you can get a special rider for it(same with homeowners), which covers the camera at home and while you are out with it. HOWEVER, if they find out you make your living, or a good part of it from it, it might be best to get pro insurance. But the rider is cheap, I think mine is $8 a year or something like that for $20k in coverage. EDIT: if you're adding on to renters/homeowners, you just ask about adding a "personal articles" policy This is also apparently an insurance company that some photographers use: http://www.hillusher.com/ Link to comment Share on other sites More sharing options...
Spaceman Spiff Posted March 9, 2009 Author Share Posted March 9, 2009 Says my friend the photographer:EDIT: if you're adding on to renters/homeowners, you just ask about adding a "personal articles" policy This is also apparently an insurance company that some photographers use: http://www.hillusher.com/ Awesome, thanks Link to comment Share on other sites More sharing options...
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