This should be expected when you give the private health industry a seat at the table (and use Heritage Foundation's solution on top of that). For all the inevitable inefficiencies and waste a universal gov-run healthcare system would entail, at least there would be stability. Hell, removing the for-profit nature of health insurance could make it substantially cheaper, at least in the short term. Maybe if ACA proves to be yet another futile attempt at solving the healthcare problem, and GOP takes over in 2016 because of it and repeals the thing, and then fails at governing (again), maybe then we could arrive at a decent solution at some point in the next two decades.