daveakl

I should have made that portion more clear. Our current plan was being removed due to not being compliant with the ACA guidelines. The plan that matched up with the new ACA requirements and most closely fit our previous plan was the ~$1200 per month plan. Sorry, I def. did not do a good job of making that clear earlier.

Just wanted to give a quick update on where our family is here in NC. This is where we were at the start of October: "We got our bcbs letter yesterday. Our monthly payment (family of 5) is going up 40%. I own my own business, wife is a prn physical therapist. Three kids so we need more then just catastrophic care but not the super gold premium plan. Dont qualify for any subsidies. Not super excited to be paying $4200 more per year." Yesterday we were able to get into the exchange and see our options. Not good The BCBS offering that only costs us around $1000 per month (give or take $20 depending on the group deductible and co-pay) is not accepted by my wife's OBGYN. This is a big deal to us since we are having our 4th kid in January and she has had many issues to the point she was told she would most likely never have kids, granted that was before my super sperm was part of the equation. lol Since we really would like to stay with him we have to use a different BCBS plan that will cost us around $1200 per month. The reason he is not taking the BCBS value plan is that the reimbursement rate sucks for the DR's side. As it turns out there is only 1 OBGYN in our area (Cary NC) that is taking that value line of plans so even if we were to go that route that DR is going to be slammed!! So right now here is what I know about ACA: End of Sept we find out our current BCBS plan is going away and the new plan is going up from the $800 range to $1200 range. Start of Oct we try to log into the exchange Start of Nov we are able to log into the exchange Once in exchange we find out that all the plans that we could/need are $200-$400 more then our old plan. The $200 range plans our DR's do not take any very few in our area are accepting them currently. Summary: We are having to change our plan to get the exact same coverage we had before. Same deductible, DR's, etc, but with a cost of ~ $4200 per year more. If we want a different plan that costs only ~ $2400 per year more we have a higher deductible and have to change DR's. We do not qualify for any tax credits or subsidies and with 3 (4th on the way) kids we can't really use one of the catastrophic only plans.

Quick update, the Health Insurance Marketplace says: Health Insurance Marketplace: Please waitWe have a lot of visitors on our site right now and we're working to make your experience here better. Please wait here until we send you to the login page. Thanks for your patience!

Not sure I follow what you are talking about. It's myself (35), wife (37), 5yo, 3yo, 2yo, baby coming in January. Our BCBS is not through work since we both are self employed. Costs prior to Obamacare were $800ish per month, now they will be $1150 per month for the same plan. We make to much to qualify for any of the gov't subsidies or tax credits towards health care so we either need to lower our plan (and increase our premium) or suck it up and eliminate $4200 in spending per year. None of our kids are unhealthy, my wife and I both qualified for the lowest tier on our life insurance (i.e. we are considered to be in above excellent health. lol) My wife is actually beside me doing that now. Since she is in the medical field she handles all things associated with health care

Posted this in another thread. Our experience so far: We got our bcbs letter yesterday. Our monthly payment (family of 5) is going up 40%. I own my own business, wife is a prn physical therapist. Three kids so we need more then just catastrophic care but not the super gold premium plan. Dont qualify for any subsidies. Not super excited to be paying $4200 more per year.

Miami- Wade Hardaway James Bosh Shaq

Did he mean any 5 from the entire league, or any five from one team. How about Miami: G-Wade G-Hardaway F-Bosh F-James C-Shaq

It's spill over from the crap he did with Orlando.

Well, off to the ES Hockey Thread. Go NHL.

I hate fair weather fans that refuse to go to games on Monday, Tuesday, Thursday, Friday, or Sunday.

Always like that. There were Ecuadorians from Raleigh traveling up to NY to see their home nation play.

I'm just glad we have fixed the problem of coming out flat and giving up an early goal. For reals though, it seemed like the 1st half Klinny let the boys play the way they had in the past, and then in the second he said here is how we should be playing.

Stuck in pittsburgh for the weekend with in-laws that don't have cable. Any ideas?