I want to chime in on this... and it may not necessarily apply to the article...
When Obama was running for election 4 years ago, he spoke quite often about Universal Healthcare. Counting myself and my boss, there are 5 people where I work. For a number of years, he offered Health insurance--free of charge--to only two of us b/c we were full time employees. If we desired Dental insurance, we had to pay for it out of pocket. The other part time employees were ineligible. My boss paid for his own insurance with his wife, outside of the company. Each of us cost him about $3,000 a yr at the time. Since the election, premiums for the two of us have risen to $4,300 each a year. So his cost went from $6K to $8,600 a year quite quickly. He said on numerous occasions that if Obamacare passed, he would drop the insurance and give half of what he was paying for insurance to us as a raise. The other half would likely be reasonably equivalent to the "penalty or fee" he'd have to pay for not insuring us.
In Sept 2011, I opted out of his insurance coverage b/c I joined my wife's policy at the Board of Education (or teachers union, not totally sure about that.) He immediately gave me the raise he told us about. As far as I know, he hasn't been penalized with a fee for anything yet b/c I'm not sure it goes in to effect yet. My other coworker has had a very difficult time with insurance since then. Illness is random and can often times not be seen until you're sick. She has had some outrageous medical costs in the last year to the point that she can't cover the cost. My boss has been covering it out of pocket b/c he's a good guy like that. THOUSANDS. No questions asked.
There's just too much confusion and chaos right now with insurance and it seems like any chance they get to **** you, they will. Insurance was always the most stressful part of his business. He hated dealing with it. It was always impossible to get a hold of anyone for Q's and A's. I could see it was a nightmare for him and I know he's glad to be done with it. It seems to me that paying a few grand to avoid being toyed with by a shady industry is worth it to him. Now he can concentrate on actually running a business.