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CrazyZeb

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Posts posted by CrazyZeb

  1. Excuse my ignorance on the topic, but what's the deal with the "if you like your plan you can keep it" thing?  I thought I was one of the lucky ones and was able to keep my plan this year, but I've just been notified it is no longer available starting in January.

     

    They've offered me an ACA-compliant replacement plan that's supposedly similar to my old one (I haven't checked the details), but my premium will increase by 90%  :o

     

    I've been self-insured since 2003 and obviously never encountered something like this.

  2. How long does this have to go on before the administration has no choice but to delay the individual mandate by at least 6 months?  You can't have this failure of the website stretch on and on and still impose the mandate on people. 

     

    My opinion only, November 1 is the drop dead date.  If the system isn't running smooth and fast for the vast majority of users by that point, you have no choice but to delay.

    Which raises an interesting question.  Obama knows this.  He knows there's a point of no return that will force his hand on the delay.  Is he already assuming that he'll have to do that, and holding out for something particularly valuable from Pubs that he can sell the base on?

     

    How did you get to those details on the deductibles?  I wasn't able to see anything other than premiums using that tool.  Are you in a state that set up its own exchange, or on the federal?

     

    I did individual google searches on them, although I couldn't find more details on all of the ones I tried.

  3. I don't get health insurance through my work so I have been purchasing it on my own for years now.  I just did the "Premium Estimation Tool" and all 28 plans, including the "catastrophic" plans, are higher than my current premium.  Not looking good for me.

     

    Edit: Oh and the Kaiser Family Foundation calculator says I don't qualify for any tax credits.

     

    Edit #2: My current plan's deductible is $1,500 in network, $2,500 out of network. These plans are all $5k-6k. I didn't know I had it so good, hope I don't lose my plan.

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